Long-Term Holding Beats Frequent Trading, Veteran Investor Argues

Crypto investor Murad argues that holding digital assets like XRP over the long term generates better returns than frequent trading or constantly switching between coins.

Since entering the crypto market in 2013, Murad has consistently advocated for a buy-and-hold strategy. He contends that traders rarely profit from trying to predict short-term movements, rotating between coins, or timing market swings.

“You won’t make money trading, rotating or market timing,” Murad stated. He maintains that holding cryptocurrencies for several years remains the most sustainable path to building wealth.

His perspective offers a counterpoint to traders seeking the next catalyst to push XRP’s price higher.

Strong Communities Drive Crypto Success

Murad emphasizes that a cryptocurrency’s value extends beyond its price chart. He believes that robust, loyal communities give certain assets a structural advantage over coins whose investors chase short-lived trends.

He cited Bitcoin, XRP, Dogecoin, Chainlink, Cardano, Solana, and Zcash as projects with particularly devoted followings.

Murad characterized these supporter bases as “Armies” of believers who continue purchasing the asset, attend community events, and integrate the cryptocurrency into their personal identity.

XRP benefits from one of the most recognizable communities in the industry, with advocates frequently highlighting long-term adoption, Ripple’s payment infrastructure, and the XRP Ledger.

HODLing Outperforms Market Timing

Murad maintains that long-term holding generally surpasses the returns generated by active trading. He noted that a Bitcoin investor who simply held through multiple market cycles would likely have outperformed many traders attempting to time price movements.

The core difficulty with trading lies in accurately determining when to exit one asset and enter another before market conditions shift.

This argument reinforces the case for retaining XRP across different market cycles rather than selling at peaks and attempting to repurchase at lows.

Bitcoin Data Confirms Few Days Drive Major Gains

The principle of staying invested rather than trying to time the market is well documented. Recent analysis published by The Crypto Basic illustrates how a small number of high-volatility days significantly influence Bitcoin’s monthly performance.

For example, while Bitcoin rose 24.9% in August 2026, excluding its four strongest trading days reduced the gain to just 0.5%. In November 2024, a 37.1% monthly advance fell to 4% after removing those days. During the March 2023 rally, a 23.2% gain turned into an 8.3% loss when the best days were missed. The pattern was even more pronounced in December 2017, when a 39.3% monthly increase collapsed to -22.6%.

The data underscores the risk of attempting to time short-term moves. The conclusion aligns with the established investing maxim: time in the market matters more than timing the market.

Nevertheless, long-term holding carries inherent risks, particularly during extended downturns, and no guarantee exists that an asset will recover. Several cryptocurrencies remain below their 2017 peaks, including XRP.

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