Securitize has finalized an agreement to acquire River Credit Labs, trading as River One, an institutional platform specializing in asset-backed financing technology that bridges stablecoin capital with traditional lending markets. The transaction extends Securitize’s capabilities beyond tokenized asset issuance and servicing into warehouse financing and asset-backed lending.
This agreement positions Securitize within a global private asset-backed finance market valued at approximately $6 trillion.
River One focuses on financing structures collateralized by portfolios of income-generating assets.
Such collateral may encompass small business loans, receivables, and other asset classes.
Warehouse financing supplies lenders and loan originators with upfront capital to fund new loans, pending subsequent sale, refinancing, or alternative financing arrangements.
The process generally entails collateral requirements, borrowing limits, reporting obligations, and continuous monitoring.
River One is developing software designed to automate and coordinate these activities.
The platform integrates AI-powered underwriting and origination tools with financing structuring, facility administration, borrowing-base reporting, and collateral monitoring.
The technology aims to deliver lenders and borrowers a shared, real-time view of financing arrangements.
River One integrates blockchain infrastructure into its operating model.
The firm aims to connect capital deployed via stablecoins with conventional asset-backed lending arrangements.
Stablecoins are digital assets engineered to maintain a stable value, typically referencing a fiat currency.
Securitize posits that the expansion of stablecoin-based financial infrastructure creates opportunities to link digital capital with income-generating assets in traditional markets.
The announcement cites a global stablecoin market size of approximately $321 billion.
The company further cited projections indicating the private asset-backed finance market could grow from $6 trillion to approximately $9.2 trillion by 2029.
These figures represent estimates of market size and potential growth, rather than committed financing volume associated with Securitize.
Founded in New York in 2025, River One was incubated by Framework Ventures and received investment backing from Framework Ventures and Maple Finance.
The company’s financing technology is designed to preserve traditional credit protections while introducing more automated operational processes.
These protections encompass collateral requirements, ongoing portfolio oversight, and special-purpose structures intended to isolate assets from certain bankruptcy risks.
Securitize plans to integrate River One’s technology into its existing digital securities infrastructure.
The company provides services involving the issuance and administration of tokenized financial assets.
Its platform supports tokenized investment products associated with asset managers such as Apollo, BlackRock, BNY, Hamilton Lane, KKR, and VanEck.
Securitize reported approximately $5 billion in assets under management as of September 2026.
It operates regulated digital securities infrastructure in the United States and European Union.
The proposed acquisition enables Securitize to offer customers financing solutions alongside tokenized asset services.
Moving beyond merely enabling institutions to issue digital representations of financial assets, Securitize aims to facilitate financing through warehouse credit arrangements.
Management believes this expansion could generate additional revenue from origination, lending infrastructure, and related services.
The transaction is anticipated to close in the fourth quarter of 2026, subject to customary closing conditions.
Securitize intends to leverage River One’s technology and expertise to establish a broader platform connecting traditional asset-backed finance with blockchain-based capital markets.
KEY QUOTES:
“Credit is one of the most exciting emerging asset classes for blockchain-based financial markets, and acquiring River One represents an important step in expanding our business into this space. River One brings a talented team, deep expertise in asset-backed financing and blockchain technology that will allow us to participate in asset origination and lending markets. This opens up a significant new addressable market for Securitize, with opportunities for higher-value services, additional revenue streams and greater monetization across our platform.”
Carlos Domingo, Chairman And CEO Of Securitize
“Asset-backed financing is a critical part of the financial system, but the infrastructure supporting it has significant room for innovation. We built River One to bring modern AI and blockchain technology and new sources of capital to institutional lending while maintaining the credit discipline and protections these markets require. Joining Securitize gives us the opportunity to bring this approach to a much larger market.”
Braham Mehta, Co-Founder And CEO Of River One
