IHG One Rewards is a comprehensive loyalty program spanning nearly two dozen international hotel brands, from budget-friendly options like Holiday Inn Express to luxury properties such as Regent Hotels. Members can earn and redeem points during eligible stays, but there are several lesser-known benefits that can significantly enhance the value of membership.

Recently, I began paying closer attention to IHG’s loyalty offerings after discovering my Diamond Elite status. Here’s what I’ve uncovered about the program’s most valuable perks.

1. Chase Sapphire Reserve® Grants Diamond Status for High Spenders

The Chase Sapphire Reserve® card (annual fee: $795) now automatically grants Diamond Elite status with IHG after spending $75,000 in a calendar year. While I had read about this benefit, I only realized I qualified when reviewing my Chase account benefits. To activate this perk, cardholders must link their Chase and IHG accounts.

Although IHG’s Diamond Elite lacks some top-tier amenities like club lounge access, it includes bonus points, late checkout considerations, space-available room upgrades, and the option to choose breakfast as a welcome amenity at participating hotels.

2. Purchase Entry Into the Exclusive Ambassador Tier

IHG One Rewards offers a unique Ambassador program tailored for InterContinental Hotels and Resorts guests. For $225 annually or 45,000 IHG points, members gain instant access to premium benefits including:

    3. Earn Lounge Access With 40 Eligible Nights

    Reaching 40 eligible nights in a calendar year unlocks a Milestone Reward: annual lounge membership. This provides access to club lounges at Regent, InterContinental, and Crowne Plaza properties—though most other IHG brands lack lounges. The benefit remains valid for the remainder of the year and the following calendar year.

    4. Free Hotel Night With Credit Card Sign-Up

    The IHG One Rewards Premier Credit Card delivers benefits exceeding its annual fee, including instant Platinum Elite status and a complimentary anniversary night (up to 40,000 points in value) at any IHG property. For frequent travelers, this alone often offsets the $99 annual fee, especially when combined with bonus points and elite perks.

    5. Fourth Night Free on Point Redemptions

    Cardholders redeeming IHG points for stays of four nights or more qualify for a free fourth night. This perk can generate substantial savings, particularly at higher-end properties.

    6. One-Time Chase The Edit IHG Benefit

    Chase Sapphire Reserve® cardholders can access a $250 credit for prepaid two-night bookings at IHG properties through Chase’s The Edit travel portal until the end of 2026. The Edit also offers additional perks like room upgrades, property credits, and complimentary breakfast. Cardholders receive a separate $250 credit twice yearly for The Edit bookings at IHG and other participating hotels.

    During a recent stay at InterContinental Madrid, I leveraged The Edit booking to receive complimentary breakfast, a $100 food and beverage credit, late checkout, and a room upgrade. Even when booking through The Edit, IHG One Rewards points and elite benefits still applied, helping me accumulate points while minimizing out-of-pocket costs.

    7. Rental Car Elite Status

    Diamond Elite members automatically receive Hertz President’s Circle status, offering premium rental car benefits. Other IHG elite tiers earn Hertz Gold+ status based on membership level. While not exclusive to IHG, this perk adds significant value for frequent renters.

    Maximizing Your IHG One Rewards Membership

    Though IHG’s elite tiers may not be the most robust in the industry, members who strategically leverage available benefits can achieve exceptional value. Understanding how to optimize each perk—whether through credit card partnerships, milestone rewards, or elite status—makes all the difference.

    As my experience demonstrates, staying informed about program updates and properly linking accounts ensures you don’t miss out on earned benefits. If you’ve achieved Diamond Elite status through the Chase Sapphire Reserve®, remember to activate your elite status perk.

    Strategies for Optimizing Your Rewards

    About the author

    Ramsey is a freelance travel journalist specializing in business travel, loyalty programs, and luxury travel. His work has appeared in Travel+Leisure, Condé Nast Traveler, Reader’s Digest, AFAR, BBC Worldwide, USA Today, Frommers.com, Fodors.com, Business Traveler, Fortune, Airways, TravelAge West, MSN.com, Bustle.com, and AAA magazines. With over 450,000 annual flight miles and visits to 173 countries, he possesses extensive expertise in credit card optimization and loyalty program maximization.

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