Property
Cooling measures result in longer loan screening times
More buyers are reportedly paying with cash for high-priced properties in Taipei. (Photo by Tsukasa Hadano)
TSUKASA HADANO
September 6, 2026 14:09 JST
TAIPEI — Mortgage regulations introduced by Taiwan’s central bank to cool the overheated housing market are producing unintended side effects. Wealthy buyers are increasingly paying in cash, which sustains high property prices, while middle-income households face prolonged loan approval times and stricter lending criteria.
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