Zurich Insurance (Hong Kong) has joined forces with YAS Insurance to deliver embedded insurance solutions for robots, targeting businesses across Hong Kong that deploy AI and robotics technologies.
Zurich will develop tailored micro‑insurance products for robots and integrate the coverage within YAS’ robotics sales and service channels.
The solution is designed to help corporate clients manage the operational and repair‑related risks associated with deploying robotic systems.
“Zurich has long championed the wider application of InsurTech, which aligns closely with YAS’ vision,” said Eric Hui, CEO of Zurich Insurance (Greater China). “Through this partnership, we aim to combine our strengths, using insurance to support technological development and to further enable digital transformation and smart operations for businesses in Hong Kong.”
Businesses adopting YAS robotics will receive scenario‑based coverage that protects against robot repair costs arising from insured incidents and includes compensation for deductibles under related insurance policies.
The partners noted that different robotics applications carry distinct risk profiles. Robots operating on construction sites face complex environments and heavy machinery, while those deployed in retail settings must navigate spaces shared with customers.
The collaboration seeks to address these varying exposures through coverage that spans both robot repairs and third‑party liability.
Zurich said the tie‑up is intended to bolster risk management around robotics applications and support wider adoption of AI‑driven technologies in Hong Kong.
YAS co‑founder William Lee added: “Following our earlier collaboration with Zurich on protection for electric taxi fleets, we are delighted to work together again in the area of robotics insurance. Looking ahead, we plan to deepen our ‘lab’ collaboration with Zurich in fields such as autonomous driving, electric vehicle ecosystem, drones and green finance, so we can help businesses in Hong Kong seize the opportunities brought by innovative technologies.”
Earlier this month, Zurich Commercial Insurance expanded its Data Center Project Guard product globally, adding Brazil, Germany, Italy, the Nordics and Spain after its initial launch in the United States in January 2026.
The product was originally developed by Zurich North America’s construction team and secured business within weeks of its U.S. launch, ahead of roll‑out in the five new markets.
