Ant International Expands Global Agentic Mobile Protocol Through Alipay+ Partners and Card Network Collaboration

Ant International launches the final phase of its Agentic Mobile Protocol (AMP), extending global interoperability through deepened partnerships with major Alipay+ digital wallet operators and established acquiring networks. Introduced in April 2026, AMP provides a unified, open‑source payment protocol that lets AI agents conduct end‑to‑end transactions across smartphones, augmented‑reality displays, and connected devices without forcing users to switch applications.

• Phase I wallet partners: Ten leading Alipay+ wallets—Alipay (China), AlipayHK (Hong Kong SAR, China), DANA (Indonesia), GCash (Philippines), KakaoPay (South Korea), MPay (Macao SAR, China), TNG eWallet (Malaysia), TrueMoney (Thailand), Toss (South Korea), and Starryblu (Singapore)—will extend their own agent security architecture alongside AMP.
• Phase I acquiring partners: The protocol also integrates seven premier acquirers—Adyen, Allinpay, Checkout.com, Fiserv, Global Payments, Nuvei, and Worldline—that will plug directly into AMP’s settlement layer.
• Cross‑sector trust collaboration: Ant International, Visa, and Mastercard have initiated a Know‑Your‑Agent (KYA) interoperability framework hosted by BuildFin.ai, a Mas (Monetary Authority of Singapore) convened platform aimed at harmonising identity verification, risk management, and agent onboarding rules across ecosystems.

The Agentic Mobile Protocol (AMP) envisioned in April 2026 serves as the backbone for secure, autonomous payments within the broader mobile‑finance landscape. It targets scenarios such as point‑of‑sale QR scans, contactless card swipes, and token‑based phone tap interactions, delivering end‑to‑end execution without manual intervention. Early adopters report heightened confidence in AI‑driven commerce as wallets rapidly deploy agent‑centric workflows.

During its initial phase, ten Alipay+ digital‑wallet partners were selected to prototype agent‑security modules that conform to AMP specifications. Their inclusion expands AMP coverage to roughly 1.5 billion user accounts, while the select group of seven acquirers supplies the necessary liquidity plumbing to turn those accounts into revenue streams. This rapid rollout demonstrates the scalability of the protocol and sets a de facto benchmark for future integrations.

A pivotal development accompanying the expansion is the alignment of AMP with the KYA interoperability framework. Working through the Mask (BuildFin.ai)—an industry coalition organized by Singapore’s Monetary Authority of Singapore—the trio aims to create universal standards for agent identity, transactional authorisation, and risk oversight. By standardising these primitives, the alliance seeks to eliminate fragmentation among card networks, digital‑wallet ecosystems, and marketplace platforms, thereby lowering entry barriers for SMEs and fostering inclusive growth.

Beyond the core protocol mechanics, AMP introduces several differentiating features:

* Seamless cross‑device processing – Transactions flow uninterrupted across smartphones, AR glasses, and ambient sensors, eliminating friction points that traditionally hinder mobile‑first commerce.
* Accelerated agent integration – The onboarding workflow trims linking time by half, allowing new actors to go live in days rather than weeks.
* Granular permission controls – Users can grant limited, revocable authority to agents while retaining full account ownership; real‑time dashboards provide live visibility into agent actions.
* Comprehensive KYA certification – Each agent receives a digital identity record that enumerates permitted functions and an adjustable “autonomy rating” that dictates the level of independence allowed.
* AgentSafePay insurance – A merchant‑backed guarantee shields vendors against losses stemming from misbehaviour by autonomous agents.
* Ultra‑low‑latency A2A settlement – Automated transactions as small as $0.000001 are settled instantly between agents through a proprietary micro‑clearing layer.

Looking ahead, Ant International has deposited the core engine onto GitHub, exposing source code, SDKs, and technical documentation to build‑anyone contributors, AI research labs, and enterprise integrators. This openness underscores the vision of a globally coherent, trustworthy payment infrastructure capable of supporting agentic economies today and tomorrow.

[“Ant International Expands Global Agentic Mobile Protocol Through Alipay+ Partners and Card Network Collaboration”]

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