Key facts
Profit after taxation: Rs17.87bn for 9MCY26, down 21%
Earnings per share: Rs4.62 for 9MCY26
Third-quarter profit: Rs6.09bn in Q3CY26, up 2%
Standard Chartered Bank (Pakistan) Limited (SCBPL) reported a profit after taxation of Rs17.87bn for the nine months ended 30 September 2026, down 21% from Rs22.55bn in the corresponding period a year earlier. Basic and diluted earnings per share fell to Rs4.62 from Rs5.82.
The bank’s third-quarter profit increased 2% to Rs6.09bn in Q3CY26 from Rs5.99bn in Q3CY25. Earnings per share for the quarter were Rs1.57, compared with Rs1.55 a year earlier.
For the nine-month period, net mark-up/interest income was Rs40.61bn, compared with Rs47.55bn. Mark-up/interest earned fell to Rs56.78bn from Rs69.39bn, while mark-up/interest expensed decreased to Rs16.17bn from Rs21.84bn.
Non-mark-up/interest income declined to Rs12.95bn from Rs15.77bn. It included a net loss on securities of Rs207.74m, compared with a gain of Rs2.25bn in 9MCY25, and foreign exchange income of Rs8.13bn, up 25%. Fee and commission income fell 29% to Rs4.31bn.
Non-mark-up/interest expenses decreased 1% to Rs17.61bn. The bank recorded a net reversal of credit loss allowance and write-offs of Rs1.17bn, compared with Rs608.87m in 9MCY25. Profit before taxation fell 19% to Rs37.12bn, while taxation declined 18% to Rs19.25bn.
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