Current Record Highs in Investment Returns Explained
The national average savings account rate stands at 0.38%, according to the FDIC. This might not seem like much, but consider that three years ago, it was just 0.06%.
Although the national average savings account rate is fairly low compared to other investments, the best savings rates on the market today are much higher. In fact, some of the top accounts are currently offering 4% APY and up.
As of Sunday, May 31, 2026, the highest savings account rate available from our partners is 4.10% APY. This rate is offered by CIT Bank.
Here is a look at some of the best savings rates available today from our verified partners:
